Insure My HOA
10636 Scripps Summit Ct. Suite #110
San Diego, CA 92131
CA Lic. #0K05931
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858-240-2593 Free call
  • Home
  • About Us
    • Mission Statement
    • Meet Your Agent
    • Meet the Team
    • Testimonials
  • Get a Quote
  • HOA Coverage
    • Property
    • General Liability
    • Directors & Officers
    • Fidelity/Crime
    • Workers Compensation
    • Umbrella/Excess Liability
    • Earthquake
    • Flood
  • News
  • Client Services
    • Certificates of Insurance
    • File a claim
  • Contact Us
    • FAQs
858-240-2593 Free call
10636 Scripps Summit Ct. Suite #110
San Diego, CA 92131
CA Lic. #0K05931
HomeWorkers Compensation

Workers Compensation

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We are a company that offers design and build services for
you from initial sketches to the final construction.
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Meet our
brilliant minds!
Our personnel have evaluated liability, causation and/or
damages issues in hundreds of litigation and dispute matters.
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Workers Compensation insurance provides coverage for employees/board members/officers/appointed volunteers of the association in the event that one or more of those parties is injured during duty toward the association.

What if my Aasociation has no employees (zero-payroll)?

Even if an association has no physical employees because it contracts all work to independent third party vendors, Workers Compensation is still a very important coverage to maintain. This is because if a vendor is unlicensed and is injured on the job, there is case law (Heiman v. Workers Comp Appeals Board) deeming the association to be the legal employer for that contractor. This leaves the liability on the association in the event of injury of this worker.

This is not to mention that this coverage also extends to appointed volunteers/officers of the association, as well as board members. Many carriers will not extend coverage to board members, so be sure to confirm that all directors, officers, volunteers, committee members and employees are covered by the policy.

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We are a company that offers design and build services for you from initial sketches to the final construction.

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  • Directors & Officers
  • Fidelity/Crime
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  • Umbrella/Excess Liability
  • Earthquake
  • Flood
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Contact us at the Consulting WP office nearest to you or submit a business inquiry online.

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10636 Scripps Summit Ct. Suite #110
San Diego, CA 92131
CA Lic. #0K05931
 
858-240-2593
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