HOA Coverage
Property
One of the most major aspects of a Common Interest Development's (CIDs) master insurance policy is the coverage for the Association's property.
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General Liability
Commercial General Liability (CGL) is one of the most crucial aspects of insurance that a community association will carry.
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Directors & Officers
Directors & Officers (D&O) coverage is a liability coverage meant to protect a community's volunteers and employees from being held personally liable for decisions made in good faith for the association.
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Fidelity/Crime
Fidelity coverage provides protection for associations in the event of embezzlement/theft of the association's financial assets by officers, directors, employees, and all others involved in the administration of the association's funds.
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Workers Compensation
Workers Compensation insurance provides coverage for employees/board members/officers/appointed volunteers of the association in the event that one or more of those parties is injured during duty toward the association.
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Umbrella/Excess Liability
The liability umbrella policy is meant to provide an extra layer of protection across all liability coverage forms when it comes to an association's insurance program.
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Earthquake
Earthquake coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately, and is a coverage that is both important and complex.
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Flood
Flood coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately and it is a coverage that is both important and complex.
Read MoreBusiness Communication skills. Infinite possibilities. Endless opportunities.
Providing value to the community association industry by paring superior service with education, product knowledge, industry expertise, and quality of coverage.
Who we are
To say that community associations run in our agency’s DNA would be an understatement. Our specialty in tailoring coverage to the unique needs of communities comes not only from specialized product knowledge, but also from the management and governance of community associations. Our community association team includes former community managers, as well as former and current community association board members. We remain actively involved in industry organizations such as the Community Associations Institute (CAI) and California Association of Community Managers. We love what we do, and the service we provide is uniquely built around the firsthand knowledge of the needs of community managers, boards of directors and the communities as a whole.
Business states are: California, Oregon, Washington, Arizona, Nevada, Texas, New Mexico, Illinois, Oklahoma, Arkansas, Wisconsin, Minnesota, Louisiana
Meet The Team
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Donald Simpson
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Cintia Le Corre
We thought a lot before choosing the Financial WordPress Theme because we wanted to sure our investment would yield results. This was clearly the best choice.
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Nicholas Larson
HOA Customer Service & Support Representative -
Kristen Melton
Commercial Insurance Certificate Specialist
Testimonials
I was referred to Kirk and his agency about 7 years ago and I couldn't praise them more. I've always had a good experience here. They are responsive, receptive, and always have your best interest in mind. The interactions with the employees here are always personal and I don't feel like I'm dealing with a large corporation. Kirk goes out of his way to make sure you are being taken care of. When it comes time to utilize your insurance you will find nothing but ease and peace of mind when maneuvering through the process. We have moved all of our policies over to Kirk, residential, investment, commercial, life, and disability. You won't find a more personable and responsible insurance agent or agency. Thanks for all you do guys! (This review is long overdue and you deserved this way sooner)
Smit P.7/14/2020
I've been with Kirk Miller for over 10 years. Truly, outstanding customer service!
Stephanie, I highly recommend her!!!!!! She's been such a gem especially through the pandemic. Always understanding and caring!
Thank you for all that you do!
Mariana G.7/11/2020
No!!! it doesn't get any better than Kirk Miller Insurance!
I am not sure why I am unable to give them 5 stars?! However, if I could I would give them 11 out of 10 stars...:)
Kirk Miller Insurance agency has been providing us with commercial insurance for almost 10 years and the service is second to none.
I highly recommend you reach out to Kirk and his team for any and all your insurance needs.
Hudi E.7/07/2020
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10636 SCRIPPS SUMMIT CT ST#110
SAN DIEGO, CA 92131
CA Lic. #0K05931 -
858-240-2593
