HOA Coverage
Property
One of the most major aspects of a Common Interest Development's (CIDs) master insurance policy is the coverage for the Association's property.
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General Liability
Commercial General Liability (CGL) is one of the most crucial aspects of insurance that a community association will carry.
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Directors & Officers
Directors & Officers (D&O) coverage is a liability coverage meant to protect a community's volunteers and employees from being held personally liable for decisions made in good faith for the association.
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Fidelity/Crime
Fidelity coverage provides protection for associations in the event of embezzlement/theft of the association's financial assets by officers, directors, employees, and all others involved in the administration of the association's funds.
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Workers Compensation
Workers Compensation insurance provides coverage for employees/board members/officers/appointed volunteers of the association in the event that one or more of those parties is injured during duty toward the association.
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Umbrella/Excess Liability
The liability umbrella policy is meant to provide an extra layer of protection across all liability coverage forms when it comes to an association's insurance program.
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Earthquake
Earthquake coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately, and is a coverage that is both important and complex.
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Flood
Flood coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately and it is a coverage that is both important and complex.
Read MoreBusiness Communication skills. Infinite possibilities. Endless opportunities.
Providing value to the community association industry by paring superior service with education, product knowledge, industry expertise, and quality of coverage.
Who we are
To say that community associations run in our agency’s DNA would be an understatement. Our specialty in tailoring coverage to the unique needs of communities comes not only from specialized product knowledge, but also from the management and governance of community associations. Our community association team includes former community managers, as well as former and current community association board members. We remain actively involved in industry organizations such as the Community Associations Institute (CAI) and California Association of Community Managers. We love what we do, and the service we provide is uniquely built around the firsthand knowledge of the needs of community managers, boards of directors and the communities as a whole.
Business states are: California, Oregon, Washington, Arizona, Nevada, Texas, New Mexico, Illinois, Oklahoma, Arkansas, Wisconsin, Minnesota, Louisiana
Meet The Team
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Donald Simpson
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Cintia Le Corre
We thought a lot before choosing the Financial WordPress Theme because we wanted to sure our investment would yield results. This was clearly the best choice.
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Kristen Melton
Commercial Insurance Certificate Specialist -
Steven Campbell-Goodman
Commercial Insurance Certificate Specialist -
Monica Vongphosy
Commercial Insurance Certificate Specialist
Testimonials
I am writing this yelp review for maha mero who is my agent and is extremely helpful and knowledgeable about the insurances available. She is very professional and easy to work with. She makes sure her clients understand and needs the services she provides. She is conscience and considerate about the clients needs.. I am so appreciative of the excellent customer service she provided to me. She makes sure she provides all of the necessary information to make the process flow and easy to understand.
Please convey to Maha Mero my sincere appreciation for all of her hard work and making sure I knew she was available to answer questions
She deserves to be recognized for all the hard work she has provided to me.
You have a rare gem in your team.
Jordan S.7/28/2022
Thank you, Maha, for such a professional job you always offer, your great customer service skills, and the amazing consultation you provide in every interaction!
Mahe manages all my insurance policies, and she is a very experienced, knowledgeable, and honest insurance agent!
I've known Maha for many years, and every time I have a concern or a complaint, she is always there to help and get me the best insurance rates on time. Thank you so much, Maha, for everything you do!!
Abraam K.5/13/2022
Maha is amazing!
She always helps me with all my needs! She is definitely the best insurance agent! My family has been with her for years and she never disappoints me when I request something from her it's always provided to me in a Timely manner!! You rock Maha!!
Samantha I.3/21/2022
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10636 SCRIPPS SUMMIT CT ST#110
SAN DIEGO, CA 92131
CA Lic. #0K05931 -
858-240-2593
