HOA Coverage
Property
One of the most major aspects of a Common Interest Development's (CIDs) master insurance policy is the coverage for the Association's property.
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General Liability
Commercial General Liability (CGL) is one of the most crucial aspects of insurance that a community association will carry.
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Directors & Officers
Directors & Officers (D&O) coverage is a liability coverage meant to protect a community's volunteers and employees from being held personally liable for decisions made in good faith for the association.
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Fidelity/Crime
Fidelity coverage provides protection for associations in the event of embezzlement/theft of the association's financial assets by officers, directors, employees, and all others involved in the administration of the association's funds.
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Workers Compensation
Workers Compensation insurance provides coverage for employees/board members/officers/appointed volunteers of the association in the event that one or more of those parties is injured during duty toward the association.
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Umbrella/Excess Liability
The liability umbrella policy is meant to provide an extra layer of protection across all liability coverage forms when it comes to an association's insurance program.
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Earthquake
Earthquake coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately, and is a coverage that is both important and complex.
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Flood
Flood coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately and it is a coverage that is both important and complex.
Read MoreBusiness Communication skills. Infinite possibilities. Endless opportunities.
Providing value to the community association industry by paring superior service with education, product knowledge, industry expertise, and quality of coverage.
Who we are
To say that community associations run in our agency’s DNA would be an understatement. Our specialty in tailoring coverage to the unique needs of communities comes not only from specialized product knowledge, but also from the management and governance of community associations. Our community association team includes former community managers, as well as former and current community association board members. We remain actively involved in industry organizations such as the Community Associations Institute (CAI) and California Association of Community Managers. We love what we do, and the service we provide is uniquely built around the firsthand knowledge of the needs of community managers, boards of directors and the communities as a whole.
Business states are: California, Oregon, Washington, Arizona, Nevada, Texas, New Mexico, Illinois, Oklahoma, Arkansas, Wisconsin, Minnesota, Louisiana
Meet The Team
Amanda Seyfried
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Donald Simpson
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Cintia Le Corre
We thought a lot before choosing the Financial WordPress Theme because we wanted to sure our investment would yield results. This was clearly the best choice.
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Kristen Melton
Commercial Insurance Certificate Specialist -
Steven Campbell-Goodman
Commercial Insurance Certificate Specialist -
Monica Vongphosy
Commercial Insurance Certificate Specialist
Testimonials
I am very happy with all of the help I received from Francisco. He was very attentive to all of my details and concerns in getting new insurance, and communicated with me every step of the way. I definitely recommend him and the Kirk Miller Insurance Agency.
Craig H.9/13/2021
Really great office to work with. They've helped us our numerous times in getting our escrows closed for refinances and purchases as this is one of the main offices that insures HOAs in the San Diego area. Our latest great experience was with Patrick, who helped us out with assisting a mutual customer in insuring her single family home. Not only was Patrick quick to make the changes we need, he also was able to increase our client's coverage without sacrificing their premium. Thanks for all your help Patrick!
Lang C.7/16/2021
I have had nothing but great experiences with Kirk Miller Farmers! They are attentive, friendly, and when I need something, they are lightning fast at getting it to me. Ross has helped me on many an occasion and he is always a pleasure to work with!
Maryanne M.7/01/2021
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10636 SCRIPPS SUMMIT CT ST#110
SAN DIEGO, CA 92131
CA Lic. #0K05931 -
858-240-2593
