Directors & Officers
Directors & Officers (D&O) coverage is a liability coverage meant to protect a community's volunteers and employees from being held personally liable for decisions made in good faith for the association.Read More
Fidelity coverage provides protection for associations in the event of embezzlement/theft of the association's financial assets by officers, directors, employees, and all others involved in the administration of the association's funds.Read More
Workers Compensation insurance provides coverage for employees/board members/officers/appointed volunteers of the association in the event that one or more of those parties is injured during duty toward the association.Read More
The liability umbrella policy is meant to provide an extra layer of protection across all liability coverage forms when it comes to an association's insurance program.Read More
Earthquake coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately, and is a coverage that is both important and complex.Read More
Flood coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately and it is a coverage that is both important and complex.Read More
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Providing value to the community association industry by paring superior service with education, product knowledge, industry expertise, and quality of coverage.
Who we are
To say that community associations run in our agency’s DNA would be an understatement. Our specialty in tailoring coverage to the unique needs of communities comes not only from specialized product knowledge, but also from the management and governance of community associations. Our community association team includes former community managers, as well as former and current community association board members. We remain actively involved in industry organizations such as the Community Associations Institute (CAI) and California Association of Community Managers. We love what we do, and the service we provide is uniquely built around the firsthand knowledge of the needs of community managers, boards of directors and the communities as a whole.
Business states are: California, Oregon, Washington, Arizona, Nevada, Texas, New Mexico, Illinois, Oklahoma, Arkansas, Wisconsin, Minnesota, Louisiana
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Thank you Kim, you were awesome in getting us the commercial auto insurance so quickly. We also have general liability with Kirk Miller - Farmers which is also awesome, other insurance companies have tried but could not compete to earn our business.
I called the Kirk Miller Agency and spoke with Maha Mero asking for help
regarding my renters insurance, she was outstanding and solved my problem with my rental office in less than an hour. Of course I highly recommend her.
My family and I been with using the Krik Miller Agency for all the businesses we have for over 10 years and we never have to deal with any problems on our own they always be there for their customers, I recently got an over charged from the farmers insurance by accident and someone make a mistake in the billing system.
I called krirk Miller to ask why I got charged that much amount of money without any prior authorization or notice.
Kim the one who helped us understand what happened and I got problems solved with no time, we really appreciate all the time and the effort she spent on this matter to make sure that we are satisfied.
Highly recommended to call them for any coverage you need and ask for Kim.
10636 SCRIPPS SUMMIT CT ST#110
SAN DIEGO, CA 92131
CA Lic. #0K05931