Directors & Officers
Directors & Officers (D&O) coverage is a liability coverage meant to protect a community's volunteers and employees from being held personally liable for decisions made in good faith for the association.Read More
Fidelity coverage provides protection for associations in the event of embezzlement/theft of the association's financial assets by officers, directors, employees, and all others involved in the administration of the association's funds.Read More
Workers Compensation insurance provides coverage for employees/board members/officers/appointed volunteers of the association in the event that one or more of those parties is injured during duty toward the association.Read More
The liability umbrella policy is meant to provide an extra layer of protection across all liability coverage forms when it comes to an association's insurance program.Read More
Earthquake coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately, and is a coverage that is both important and complex.Read More
Flood coverage is a coverage not provided in the standard fire policy of your association's insurance coverage. It must be purchased separately and it is a coverage that is both important and complex.Read More
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Providing value to the community association industry by paring superior service with education, product knowledge, industry expertise, and quality of coverage.
Who we are
To say that community associations run in our agency’s DNA would be an understatement. Our specialty in tailoring coverage to the unique needs of communities comes not only from specialized product knowledge, but also from the management and governance of community associations. Our community association team includes former community managers, as well as former and current community association board members. We remain actively involved in industry organizations such as the Community Associations Institute (CAI) and California Association of Community Managers. We love what we do, and the service we provide is uniquely built around the firsthand knowledge of the needs of community managers, boards of directors and the communities as a whole.
Business states are: California, Oregon, Washington, Arizona, Nevada, Texas, New Mexico, Illinois, Oklahoma, Arkansas, Wisconsin, Minnesota, Louisiana
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All I have to say for now, is in starting a new business in the middle of COVID-19, that Art Hopkins really helped me Navigating my insurance needs as a business owner. It's a great resource to know the agency works with hundreds of HOA's all over the Pacific Coast, and I hope to be a resource to you as much as the Kirk Miller Insurance Agency and Farmers has been to me as an Inspector of Elections!
Robert Gonzales is an amazing insurance rep. I'm a manager and owner at Principle AMC. Robert has always gone above and beyond with his performance. He attends board meetings, writes cover letters and takes calls from board members and homeowners. I rely heavily on KirkMiller because of this. any vendor that can lighten a managers load, and do it effectively is an asset in my book. THANKS for being part of our Team, and hiring people like Robert Gonzalez!
I'm Extremely happy for such great and professional service that this Insurance company does! I especially want to commend Maha Mero who spent a substantial amount of time with me to give me such a great quote on my car insurance and business insurance recently. I've been working with Maha for several years now and I'm so pleased with the effort that she takes to accommodate me anytime of the day when I'm calling if I have a question or need an answer. Thanks for such an amazing service.
10636 SCRIPPS SUMMIT CT ST#110
SAN DIEGO, CA 92131
CA Lic. #0K05931